Q&A: How can I get a loan to start a home-based business if I have horrible credit?

Question by favrtdtr: How can I get a loan to start a home-based business if I have horrible credit?
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad credit? I do work full-time and am slowly paying off old debt, but would love to be able to pay it off faster and not kill myself in the process.
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad credit? I do work full-time and am slowly paying off old debt, but would love to be able to pay it off faster and not kill myself in the process. And Prosper.com won’t work for me because my credit score is too low – I said it was horrible credit history. Also, I have no way of coming up with any good faith deposits or collateral of any kind.

Best answer:

Answer by rayt721
It all starts with a business plan… get your pad and paper. If you can show profit on paper, the money will find you instead of you finding the money.

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