Where can I apply for a small business or personal loan?

Question by mrstljenkins: Where can I apply for a small business or personal loan?
Im starting a new home base business and i need funds for the start up costs. Yes i do have bad credit so i can’t go to the bank and ask for one. I try to apply for a online small business loan but they want me to pay a fee before they can transfer the money, and im not falling for that. So i would like to know where i can apply for a small business or personal loan in america no overseas loan company please.

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